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Loan Protection
Protect yourself and your family from unforeseen events with MEMBER'S CHOICE Credit Life and Disability Insurance. These insurance plans provide loan-specific coverage with the fewest possible eligibility and enrollment requirements.
MEMBER'S CHOICE® Credit Life is a voluntary group coverage that reduces or pays off your loan balance, up to the policy maximum, if the borrower or covered joint borrower dies. It helps you preserve life insurance benefits for living expenses, not for paying off debts. MEMBER'S CHOICE® Credit Disability is a voluntary group coverage that makes monthly loan payment up the policy maximum should you become totally disabled. Payments continue until you are no longer totally disabled, die or the loan is paid off. Advantages for members Protects you and your family from financial burdens Protects your family's collateral and credit rating Insurance premium is included in the loan payment Simple, convenient enrollment...no health questions are asked Free Quote and Product Information
MEMBER'S CHOICE® Credit Life is a voluntary group coverage that reduces or pays off your loan balance, up to the policy maximum, if the borrower or covered joint borrower dies. It helps you preserve life insurance benefits for living expenses, not for paying off debts.
MEMBER'S CHOICE® Credit Disability is a voluntary group coverage that makes monthly loan payment up the policy maximum should you become totally disabled. Payments continue until you are no longer totally disabled, die or the loan is paid off.
Advantages for members
Unfortunately, things don't always go according to plan. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, auto insurance will cover the replacement value. However, you could remain liable for payment of the difference between the insurance settlement and the remaining loan balance. This deficiency can sometimes amount to thousands of dollars.
MEMBER'S CHOICE® GAP Protection is an affordable way to fill the gap. For just a few dollars per month, you can protect yourself against this kind of unexpected expense.
Advantages for members Protects you from an unexpected financial loss. Helps maintain your credit rating. Affordable coverage, with premiums lower than any dealer. Free Quote and Product Information
MEMBER'S CHOICE® Mechanical Repair Coverage (insured by Virginia Surety Company, Inc.) offers members competitively priced and flexible protection from unexpected vehicle repairs after the manufacturer's warranty expires.
Advantages for members A choice of protection levels, with various deductible options and term/mileage plans. Hassle-free claim payments made directly to licensed repair facilities in the U.S. and Canada. Coverage may be transferred if the vehicle is sold to a private party or canceled at any time on a pro-rata basis. Free Quote and Product Information
